Completing a Mortgage Refinance
I’m working on your file and noticed on your files that there are extra,
unneeded forms and ones that are missing. I’ve attached a list of
disclosures that are needed depending on the loan type. I’ve also
attached a copy of our Fee Acknowledgment (which is on the disclosure
list). Also, it’s really helpful to have borrowers not date anything.
That way, I can date them to meet compliance requirements and not have
to resend a huge stack to title at docs.
There are lots of documents required to close a home loan these days. Add to that a short refinance you have a recipe for lengthy time frames of up to 4 months or more.
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